luminovainfotech

Industries

Financial Services

AI, cloud, and data for risk, compliance, and customer experience

Banks, insurers, and capital markets firms operate at the intersection of regulation, security, and customer expectation. We modernize data foundations and deploy AI under the governance these institutions require — without slowing the business.

Solutions for Financial Services

Where we focus

Risk & Compliance Intelligence

Modern data and AI platforms for credit risk, AML, fraud detection, and regulatory reporting.

  • Credit risk modeling and stress-testing workflows
  • AML transaction monitoring and SAR automation
  • Fraud detection with real-time scoring
  • Regulatory reporting pipelines (CCAR, IFRS 9, FRTB)

Customer Intelligence

AI-powered understanding of customer behavior, lifetime value, and next-best actions.

  • Customer 360 platforms on the lakehouse
  • Lifetime value and churn modeling
  • Next-best-action and recommendation engines
  • Personalization with privacy-preserving controls

Operations Modernization

Cloud platforms and data engineering that make the rest of the agenda achievable.

  • Cloud landing zones tuned for financial workloads
  • Lakehouse architectures on Snowflake or Databricks
  • Real-time CDC pipelines for trade and transaction data
  • Cost-aware operations and observability

GenAI for Financial Services

Generative AI applied to documentation-heavy workflows — with guardrails proportional to risk.

  • Knowledge assistants for advisors and analysts
  • Document automation for KYC, onboarding, and underwriting
  • Regulatory document summarization with citations
  • Audit-ready evaluation and runtime guardrails

Built for the regulatory reality

Compliance is built in, not bolted on

We deliver under the frameworks financial services organizations actually operate within — not theoretical best practices, but the controls auditors look for.

US regulatory frameworks
SOXGLBABSA/AMLFFIECCCARDodd-FrankReg E
Standards & global
PCI DSSISO 27001GDPRMAS TRMIFRS 9FRTB

Platforms we work with

Built on industry-aligned platforms

AWS Financial ServicesAzure for Financial ServicesGoogle Cloud for FSISnowflake Financial ServicesDatabricks Lakehouse for Financial Services

Let's talk

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